In this video for Compliance Connection, Compliance Consultant Amy Wargo details how to set up a culture of compliance at your credit union. To review the slides in this presentation, click here! |
CU Compliance Connection: Q4 2015 and Q1 2016 Compliance Outlook |
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Compliance Connection - Youth Savings Accounts In this Compliance Connection, Shawn Wolbert details the legal issues surrounding youth savings accounts. To review the slides for this presentation, click here. |
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Promoting a Culture of Compliance In this video for Compliance Connection, Compliance Consultant Amy Wargo details how to set up a culture of compliance at your credit union. To review the slides in this presentation, click here! |
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This presentation will provide credit unions with an overview of the compliance changes in mortgage lending. Download the slides for this presentation by clicking here, and don't forget to follow us on Twitter! |
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Compliance Outlook for Q4 2014 and Q1 2015 This presentation reviews the compliance issues that your credit union has worked on in the fourth quarter of 2014, and the upcoming issues that we'll face in the first quarter of 2015. Click here to download the slides associated with this video,... |
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CU Compliance Connection - 2014 Year End Review This presentation is a 2014 year-in-review and will provide credit unions with a summary of the compliance items that became effective in 2014. Click here for the presentation handouts, and don't forget to follow us on Twitter! |
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Surviving Compliance: The Jungle Have you been looking for a fun way to review specific compliance questions that your credit union may have? THIS IS IT! Join Shawn and Glory on a perilous trip through the compliance jungle while they tackle credit unions’ toughest compliance problems.... |
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As the need to address record and information storage demands increases credit unions continually look for new cost effective methods of processing and storing information. Cloud computing is a technological advancement that can be advantageous to credit... |
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The National Credit Union Administration passed a final rule that permits Federal credit unions to engage in limited derivatives activities for the purpose of mitigating interest rate risk. This presentation reviews permissible derivatives and characteristics,... |
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NCUA Capital Planning and Stress Testing Requirements This presentation will review new NCUA requirements for federally insured credit unions over $10 Billion in assets to develop and maintain capital plans and conduct annual stress tests. CLICK HERE for a complete handout of this presentation and... |
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CFPB Integrated Mortgage Disclosure The CFPB has finally released the Integrated Mortgage Disclosure requirements that has been in the works for over two years. For a review of the disclosures requirements please attend this CU Compliance Connection presentation. CLICK HERE for a complete... |
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As a part of the integrated mortgage requirements form the CFPB an Escrow Closing Disclosure must also be provided to members prior to their escrow account being closed. For a review of the disclosures and provision requirements please attend this CU... |
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The long awaited CUSO Rule has been released by the NCUA. The rule provides new requirements for CUSOs and credit unions and is being implemented to increase transparency and address safety and soundness concerns for the credit union industry. This... |
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Recent court action has changed how members will have to manage their individual retirement accounts and limits rollovers to one per year. For information on how this will impact your members and credit union join this presentation. CLICK HERE for a... |
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2014 First Quarter Compliance Outlook This presentation reviews the compliance issues that your credit union has worked on in the first quarter of 2014, and the upcoming issues that we'll face in the second quarter of 2014. CLICK HERE for a complete handout of this presentation and be sure... |
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BSA Marijuana Related Business FinCEN has issued guidance for credit union providing service to marijuana related businesses. The requirements should be carefully reviewed to ensure credit unions are not violating the Bank Secrecy Act. CLICK HERE for a complete handout of this presentation... |
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The National Credit Union Administration (NCUA) expects all federally insured credit unions to have a comprehensive contingency plan that is regularly tested. This presentation provides the information your credit union’s needs for a Disaster Preparedness... |
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2013 Fourth Quarter & 2014 First Quarter Outlook This presentation reviews the compliance issues that your credit union has worked on in the fourth quarter of 2013, and the upcoming issues that we'll face in the first quarter of 2014. CLICK HERE for a complete handout of this presentation... |
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This presentation reviews the new CFPB HOEPA requirements for mortgage counseling. The rule went into effect on January 10, 2014 and apply to more than just high-cost mortgage loans. CLICK HERE for a complete handout of this presentation... |
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Each year the National Credit Union Administration provides guidance on their examination focus for the year. In 2014 credit unions should prepare for increased scrutiny on interest rate risk, cyber security, and money service businesses. CLICK... |
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The long awaited FFIEC Social Media Guidance has been issued. The guidance does not implement additional requirements, but it does require that credit unions review their processes and procedures in relation to social media services and interactions... |
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In December the NCUA issued Letter 13-CU-15 providing guidance on Private Student Lending to Federally insured credit unions. The new guidance provides an in-depth look at new examination processes that will be undertaken by the... |
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The NCUA has amended the Ownership of Fixed Asset requirements for Federally chartered credit unions. Many of the changes were introduced to make the rule easier to follow and this presentation will review the changes. If you'd like a handout on this... |
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Liquidity & Contingency Funding The NCUA has instituted requirements for Federally insured credit unions to have liquidity and contingency funding plans. This CU Compliance Connection will provide you with the information you will need to understand the new requirements. If you'd... |
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The NCUA has changed reporting requirements for Federally insured credit unions and as of January 1, 2014 electronic reporting for CALL and other reporting will be required to be submitted electronically. If you'd like a handout on this presentation,... |
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Credit Union Questions Edition This new InfoSight CU Compliance Connection features credit union questions from across the country. If you have a nagging compliance question send it to Shawn.Wolbert@MCUL.org with the Subject CU Compliance Connection and we will try to answer it for... |
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2013 Third and Fourth Quarter Outlook This presentation will provide information on the compliance issues that your credit union has worked on in the third quarter of 2013, and the upcoming issues that we'll face in the fourth quarter. CLICK HERE for a complete handout of this presentation... |
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International Remittance Transfers The International Remittance Transfer rules take effect on October 28, 2013. This segment of the CU Compliance Connection reviews recent amendments to the rule and disclosure requirements. In addition to the Handout on this presentation you may want... |
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On June 20, 2013 the NCUA Board approved amendments to the Loan Participation requirements because the NCUA believes that loan participations pose an inherent risk to the National Credit Union Share Insurance Fund (NCUSIF) due to the interconnectedness... |
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2013 Second and Third Quarter Outlook This presentation will provide information on the compliance issues that your credit union has worked on in the second quarter of 2013, and the upcoming issues that we'll face in the third quarter. CLICK HERE for a complete handout of this presentation... |
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CFPB Mortgage Rules and Readiness Guide This presentation focuses on the CFPB’s Readiness Guide which was designed for financial institutions to better understand the Consumer Financial Protection Bureaus mortgage rules and determine compliance readiness with the upcoming mortgage rule... |
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Compliance Corner: Bankruptcy and Collections CU Compliance Connection features InfoSight topics in this presentation with the focus on Bankruptcy and Collections. For more information on bankruptcy and collections visit InfoSight. If you'd like a handout on this presentation, just CLICK HERE and... |
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Often credit union employees have questions about policies and procedures and their role in credit union operations. This CUBE TV feature will focus on the role of policies and procedures to help provide the information you will need to understand and... |
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In conjunction with InfoSight topics this presentation will focus on credit union’s field of membership. As the credit union movement grows stronger every day, credit unions continue to research new ways to serve their members and to grow... |
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This edition of the CU Compliance Connection reviews recent changes to the garnishment rule which provides the requirements for garnishing member’s accounts if they contain Federal benefit payments. The rule from the Joint Agencies is available... |
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CFPB Independent Ability-to-Repay Today we are going to review changes to the Truth in Lending Act and credit card ability to repay requirements. If you'd like a handout on this presentation, just CLICK HERE and don't forget to follow us on Twitter!! |
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Children's Online Privacy Protection Act In this edition of Compliance Connection we are going to focus on new requirements for the Children's Online Privacy Act (COPPA). If you would like a handout on this presentation CLICK HERE. Stay tuned to the Compliance Connection and be sure to follow... |
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CFPB Loan Originator Compensation This presentation is a continuation of last month's coverage of the Consumer Financial Protection Bureau's Loan Originator Compensation Amendment to the Truth in Lending Act. For a complete handout on this presentation CLICK HERE, and remember to... |
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2013 First and Second Quarter Outlook This presentation will provide information on the compliance issues that your credit union has worked on in the first quarter of 2013, and the issues that we'll face in the second quarter. CLICK HERE for a complete handout of this presentation... |
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Board of Director's Responsibilities This presentation will provide information on a board of director's responsibilities and is presented in conjunction with the board responsibility information that is available for you on Infosite. |
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On January 20th the Consumer Financial Protection Bureau amended the Truth in Lending Act to implement loan originator compensation requirements dictated by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Two sections of the new requirements... |
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Escrow Requirements of Regulation Z On January 10th the Consumer Financial Protection Bureau amended the Truth in Lending Act to implement mandatory escrow requirements dictated by the Dodd-Frank Wall Street Reform and Consumer Protection Act. This rule goes into effect on... |
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2012 Fourth Quarter Compliance Outlook Compliance Connection’s special quarterly edition provides you with information about compliance issues that took effect in the 4th quarter of 2012 and review issues that are going to affect your credit union, including new NCUA and CFPB actions.... |
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At the NCUA Board meeting on January 10th the National Credit Union Administration amended the definition of a small entity raising the asset threshold from 10 million dollars to 50 million dollars. This new threshold will bring regulatory relief... |
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December 2012: Expedited Funds Availability Act Expedited Funds Availability Act provides credit union employees with important information on requirements for making deposited items available to members in a timely manner. Join us for an overview of check holds and member notification. ... |
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Fair lending can be a complex topic to understand and examiners have focused on this issue; particularly credit union lending policies and procedures and the possibility of disparate impact. This webinar includes a review of Fair Lending, discriminatory... |
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3rd Quarter Compliance & Regulatory Issue Review This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 3rd quarter of 2012 and a review of the issues that may affect your credit union in the near future. The information and links to additional... |
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The NCUA has provided guidance to federal credit unions on multi-featured open-end lending plans and the new procedure of offering multi-featured lending plans to members. Join us to review the regulatory approved process of providing these lending... |
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The Consumer Financial Protection Bureau has been busy preparing new guidance that credit unions will be required to follow. This presentation will provide an overview of several proposed rules that the CFPB has released. The additional... |
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The NCUA recently issued guidance on Mortgage Servicing Practices that Impact Servicemembers which may influence how your credit union assists servicemembers who have been issued permanent change of station (PCS) orders. The additional information... |
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August 2012: Interest Rate Risk This August issue of CUBE TV will provide you with information on the NCUA's new guidance on interest rate risk and newly required IRR program and policy. For additional information you can access the NCUA IRR Guidance and the Interagency Ruling. The... |
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July 2012: TDRs and Workout Loan Requirements Credit unions will find it easier to report troubled debt restructured loans in their Call Reports after the new regulatory requirements that went into effect on June 30th, 2012. There are also new policy requirements and guidance for workout loans and... |
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2012 Second Quarter Compliance and Regulatory Issue Review This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 2nd quarter of 2012 and a review of the issues that may affect your credit union in the near future. The information and links to additional... |
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June 2012: FinCEN E-Filing and New Guidance Join us to review the recent changes from FinCEN for required e-filing of SARs and CTRs and guidance for SAR filing based on continuing activity. This CUBE TV segment will evaluate e-filing requirements, new forms and e-filing registration. ... |
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May 2012: Guidance on Reporting Interest Paid to Nonresident Aliens The IRS has issued rules on reporting deposit interest payments to nonresident alien members. The rules require credit unions report interest income paid to nonresident aliens on deposits and applies to interest payments made on or after January... |
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1st Quarter Compliance & Regulatory Issue Review This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 1st quarter of 2012 and provides links to additional information that may be helpful for your credit union to stay in compliance. |
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April 2012: Allowance for Loan and Lease Loss Each credit union has a responsibility to develop, maintain, and document a comprehensive Allowance for Loan and Lease Loss. This segment of CUBE TV will focus on the ALLL and new Interagency Supervisory Guidance addressing accounting for loans and liens.... |
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March 2012: Remittance Transfer Join CUBE TV's Jody Dabrowski as she explores the new requirements for International Remittance Transfers. Amendments to Regulation E become effective February 7, 2013 requiring the credit union to provide disclosures and develop written policies and... |
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February 2012: Flood Insurance Flood insurance is one of the top regulatory issues under review and credit unions’ compliance with flood insurance regulations is under greater scrutiny than ever before. Review credit union’s requirements in regards to flood insurance,... |
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January 2012: Changes to U.S. Savings Bonds Paper savings bonds are no longer available for purchase at financial institutions. There are many ways to assist your members with the transition to electronic bonds through TreasuryDirect. Click here for more information from the U.S. Department of... |