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NCUA Loan Participations

NCUA Loan Participations

On June 20, 2013 the NCUA Board approved amendments to the Loan Participation requirements because the NCUA believes that loan participations pose an inherent risk to the National Credit Union Share Insurance Fund (NCUSIF) due to the interconnectedness between participants. The new requirements go into effect on September 20, 2013. CLICK HERE for a complete handout of this presentation and be sure to follow us on Twitter!

Videos

2014 First Quarter Compliance Outlook

2014 First Quarter Compliance Outlook

This presentation reviews the compliance issues that your credit union has worked on in the first quarter of 2014, and the upcoming issues that we'll face in the second quarter of 2014. CLICK HERE for a complete handout of this presentation and be sure...

BSA Marijuana Related Business

BSA Marijuana Related Business

FinCEN has issued guidance for credit union providing service to marijuana related businesses. The requirements should be carefully reviewed to ensure credit unions are not violating the Bank Secrecy Act. CLICK HERE for a complete handout of this presentation...

Disaster Preparedness

Disaster Preparedness

The National Credit Union Administration (NCUA) expects all federally insured credit unions to have a comprehensive contingency plan that is regularly tested. This presentation provides the information your credit union’s needs for a Disaster Preparedness...

2013 Fourth Quarter & 2014 First Quarter Outlook

2013 Fourth Quarter & 2014 First Quarter Outlook

This presentation reviews the compliance issues that your credit union has worked on in the fourth quarter of 2013, and the upcoming issues that we'll face in the first quarter of 2014. CLICK HERE for a complete handout of this presentation...

HOEPA Counseling Requirements

HOEPA Counseling Requirements

This presentation reviews the new CFPB HOEPA requirements for mortgage counseling.  The rule went into effect on January 10, 2014 and apply to more than just high-cost mortgage loans.  CLICK HERE for a complete handout of this presentation...

 2014 NCUA Exam Focus

2014 NCUA Exam Focus

 Each year the National Credit Union Administration provides guidance on their examination focus for the year.  In 2014 credit unions should prepare for increased scrutiny on interest rate risk, cyber security, and money service businesses.  CLICK...

FFIEC - Social Media

FFIEC - Social Media

The long awaited FFIEC Social Media Guidance has been issued. The guidance does not implement additional requirements, but it does require that credit unions review their processes and procedures in relation to social media services and interactions...

NCUA Private Student Lending

NCUA Private Student Lending

In December the NCUA issued  Letter 13-CU-15 providing guidance on Private Student Lending to  Federally insured credit unions.  The new guidance provides an in-depth look at new examination processes that will be undertaken by the...

Ownership of Fixed Assets

Ownership of Fixed Assets

The NCUA has amended the Ownership of Fixed Asset requirements for Federally chartered credit unions. Many of the changes were introduced to make the rule easier to follow and this presentation will review the changes. If you'd like a handout on this...

Liquidity & Contingency Funding

Liquidity & Contingency Funding

The NCUA has instituted requirements for Federally insured credit unions to have liquidity and contingency funding plans. This CU Compliance Connection will provide you with the information you will need to understand the new requirements. If you'd...

NCUA Filing Requirements

NCUA Filing Requirements

The NCUA has changed reporting requirements for Federally insured credit unions and as of January 1, 2014 electronic reporting for CALL and other reporting will be required to be submitted electronically. If you'd like a handout on this presentation,...

Credit Union Questions Edition

Credit Union Questions Edition

This new InfoSight CU Compliance Connection features credit union questions from across the country. If you have a nagging compliance question send it to Shawn.Wolbert@MCUL.org with the Subject CU Compliance Connection and we will try to answer it for...

2013 Third and Fourth Quarter Outlook

2013 Third and Fourth Quarter Outlook

This presentation will provide information on the compliance issues that your credit union has worked on in the third quarter of 2013, and the upcoming issues that we'll face in the fourth quarter. CLICK HERE for a complete handout of this presentation...

International Remittance Transfers

International Remittance Transfers

The International Remittance Transfer rules take effect on October 28, 2013. This segment of the CU Compliance Connection reviews recent amendments to the rule and disclosure requirements. In addition to the Handout on this presentation you may want...

NCUA Loan Participations

NCUA Loan Participations

On June 20, 2013 the NCUA Board approved amendments to the Loan Participation requirements because the NCUA believes that loan participations pose an inherent risk to the National Credit Union Share Insurance Fund (NCUSIF) due to the interconnectedness...

2013 Second and Third Quarter Outlook

2013 Second and Third Quarter Outlook

This presentation will provide information on the compliance issues that your credit union has worked on in the second quarter of 2013, and the upcoming issues that we'll face in the third quarter. CLICK HERE for a complete handout of this presentation...

CFPB Mortgage Rules and Readiness Guide

CFPB Mortgage Rules and Readiness Guide

This presentation focuses on the CFPB’s Readiness Guide which was designed for financial institutions to better understand the Consumer Financial Protection Bureaus mortgage rules and determine compliance readiness with the upcoming mortgage rule...

Compliance Corner: Bankruptcy and Collections

Compliance Corner: Bankruptcy and Collections

CU Compliance Connection features InfoSight topics in this presentation with the focus on Bankruptcy and Collections. For more information on bankruptcy and collections visit InfoSight. If you'd like a handout on this presentation, just CLICK HERE and...

Policies vs. Procedures

Policies vs. Procedures

Often credit union employees have questions about policies and procedures and their role in credit union operations. This CUBE TV feature will focus on the role of policies and procedures to help provide the information you will need to understand and...

Field of Membership

Field of Membership

In conjunction with InfoSight topics this presentation will focus on credit union’s field of membership.  As the credit union movement grows stronger every day, credit unions continue to research new ways to serve their members and to grow...

Garnishment Rule

Garnishment Rule

This edition of the CU Compliance Connection reviews recent changes to the garnishment rule which provides the requirements for garnishing member’s accounts if they contain Federal benefit payments.  The rule from the Joint Agencies is available...

CFPB Independent Ability-to-Repay

CFPB Independent Ability-to-Repay

 Today we are going to review changes to the Truth in Lending Act and credit card ability to repay requirements. If you'd like a handout on this presentation, just CLICK HERE and don't forget to follow us on Twitter!!

Children's Online Privacy Protection Act

Children's Online Privacy Protection Act

In this edition of Compliance Connection we are going to focus on new requirements for the Children's Online Privacy Act (COPPA). If you would like a handout on this presentation CLICK HERE. Stay tuned to the Compliance Connection and be sure to follow...

CFPB Loan Originator Compensation

CFPB Loan Originator Compensation

 This presentation is a continuation of last month's coverage of the Consumer Financial Protection Bureau's Loan Originator Compensation Amendment to the Truth in Lending Act. For a complete handout on this presentation CLICK HERE, and remember to...

2013 First and Second Quarter Outlook

2013 First and Second Quarter Outlook

 This presentation will provide information on the compliance issues that your credit union has worked on in the first quarter of 2013, and the issues that we'll face in the second quarter. CLICK HERE for a complete handout of this presentation...

Board of Director's Responsibilities

Board of Director's Responsibilities

 This presentation will provide information on a board of director's responsibilities and is presented in conjunction with the board responsibility information that is available for you on Infosite.

CFPB MLO Compensation

CFPB MLO Compensation

On January 20th the Consumer Financial Protection Bureau amended the Truth in Lending Act to implement loan originator compensation requirements dictated by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Two sections of the new requirements...

Escrow Requirements of Regulation Z

Escrow Requirements of Regulation Z

  On January 10th the Consumer Financial Protection Bureau amended the Truth in Lending Act to implement mandatory escrow requirements dictated by the Dodd-Frank Wall Street Reform and Consumer Protection Act.  This rule goes into effect on...

2012 Fourth Quarter Compliance Outlook

2012 Fourth Quarter Compliance Outlook

Compliance Connection’s special quarterly edition provides you with information about compliance issues that took effect in the 4th quarter of 2012 and review issues that are going to affect your credit union, including new NCUA and CFPB actions....

Small Credit Union Definition

Small Credit Union Definition

At the NCUA Board meeting on January 10th the National Credit Union Administration amended the definition of a small entity raising the asset threshold from 10 million dollars to 50 million dollars.  This new threshold will bring regulatory relief...

December 2012: Expedited Funds Availability Act

December 2012: Expedited Funds Availability Act

Expedited Funds Availability Act provides credit union employees with important information on requirements for making deposited items available to members in a timely manner.  Join us for an overview of check holds and member notification. ...

November 2012: Fair Lending

November 2012: Fair Lending

Fair lending can be a complex topic to understand and examiners have focused on this issue; particularly credit union lending policies and procedures and the possibility of disparate impact.  This webinar includes a review of Fair Lending, discriminatory...

3rd Quarter Compliance & Regulatory Issue Review

3rd Quarter Compliance & Regulatory Issue Review

This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 3rd quarter of 2012 and a review of the issues that may affect your credit union in the near future. The information and links to additional...

October 2012: MFOEL

October 2012: MFOEL

The NCUA has provided guidance to federal credit unions on multi-featured open-end lending plans and the new procedure of offering multi-featured lending plans to members.  Join us to review the regulatory approved process of providing these lending...

CFPB Special Report

CFPB Special Report

The Consumer Financial Protection Bureau has been busy preparing new guidance that credit unions will be required to follow.   This presentation will provide an overview of several proposed rules that the CFPB has released.  The additional...

September 2012: SCRA

September 2012: SCRA

The NCUA recently issued guidance on Mortgage Servicing Practices that Impact Servicemembers which may influence how your credit union assists servicemembers who have been issued permanent change of station (PCS) orders.  The additional information...

August 2012: Interest Rate Risk

August 2012: Interest Rate Risk

This August issue of CUBE TV will provide you with information on the NCUA's new guidance on interest rate risk and newly required IRR program and policy. For additional information you can access the NCUA IRR Guidance and the Interagency Ruling. The...

July 2012: TDRs and Workout Loan Requirements

July 2012: TDRs and Workout Loan Requirements

Credit unions will find it easier to report troubled debt restructured loans in their Call Reports after the new regulatory requirements that went into effect on June 30th, 2012. There are also new policy requirements and guidance for workout loans and...

2012 Second Quarter Compliance and Regulatory Issue Review

2012 Second Quarter Compliance and Regulatory Issue Review

This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 2nd quarter of 2012 and a review of the issues that may affect your credit union in the near future. The information and links to additional...

June 2012: FinCEN E-Filing and New Guidance

June 2012: FinCEN E-Filing and New Guidance

Join us to review the recent changes from FinCEN for required e-filing of SARs and CTRs and guidance for SAR filing based on continuing activity.  This CUBE TV segment will evaluate e-filing requirements, new forms and e-filing registration. ...

May 2012: Guidance on Reporting Interest Paid to Nonresident Aliens

May 2012: Guidance on Reporting Interest Paid to Nonresident Aliens

 The IRS has issued rules on reporting deposit interest payments to nonresident alien members. The rules require credit unions report interest income paid to nonresident aliens on deposits and applies to interest payments made on or after January...

1st Quarter Compliance & Regulatory Issue Review

1st Quarter Compliance & Regulatory Issue Review

This special issue of CUBE TV will provide you with information about compliance issues that took effect in the 1st quarter of 2012 and provides links to additional information that may be helpful for your credit union to stay in compliance.

April 2012: Allowance for Loan and Lease Loss

April 2012: Allowance for Loan and Lease Loss

Each credit union has a responsibility to develop, maintain, and document a comprehensive Allowance for Loan and Lease Loss. This segment of CUBE TV will focus on the ALLL and new Interagency Supervisory Guidance addressing accounting for loans and liens....

March 2012: Remittance Transfer

March 2012: Remittance Transfer

Join CUBE TV's Jody Dabrowski as she explores the new requirements for International Remittance Transfers. Amendments to Regulation E become effective February 7, 2013 requiring the credit union to provide disclosures and develop written policies and...

February 2012: Flood Insurance

February 2012: Flood Insurance

Flood insurance is one of the top regulatory issues under review and credit unions’ compliance with flood insurance regulations is under greater scrutiny than ever before. Review credit union’s requirements in regards to flood insurance,...

January 2012: Changes to U.S. Savings Bonds

January 2012: Changes to U.S. Savings Bonds

Paper savings bonds are no longer available for purchase at financial institutions. There are many ways to assist your members with the transition to electronic bonds through TreasuryDirect. Click here for more information from the U.S. Department of...